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How to say “I'm broke” in Chinese

From a little tight to eating dirt

The mildest way to say “I'm broke” in Chinese is 手头紧 (shǒu tóu jǐn), “money's a bit tight”. The strongest is 吃土 (chī tǔ), “eating dirt”. Here are all 5, ranked mild to strong, with pinyin and when to use each one.

  1. 手头紧

    shǒu tóu jǐn

    money's a bit tight

    The polite way. You can still afford coffee

  2. 囊中羞涩

    náng zhōng xiū sè

    my wallet is shy

    An old idiom. Sounds fancy, means the same thing

  3. 月光族

    yuè guāng zú

    the paycheck-is-gone-by-the-30th club

    月光 = moonlight, but here: the month's money, all gone

  4. 穷光蛋

    qióng guāng dàn

    totally broke guy

    Poor + bare + egg. Use it on yourself, not on others

    Heard in real Chinese videos

    • 我,小琳,我是一个穷光蛋。

      Wǒ, xiǎo lín, wǒ shì yíge qióngguāngdàn.

      Me, Xiaolin, I'm flat broke.

      小Lin说 on YouTube, at 0:56
  5. 吃土

    chī tǔ

    eating dirt

    Spent it all online. Dinner is dirt now

Quick answers

How do you say “I'm broke” in Chinese?
The mildest way to say “I'm broke” in Chinese is 手头紧 (shǒu tóu jǐn), “money's a bit tight”. The strongest is 吃土 (chī tǔ), “eating dirt”. Here are all 5, ranked mild to strong, with pinyin and when to use each one.
What is the mildest way to say “I'm broke” in Chinese?
手头紧 (shǒu tóu jǐn): money's a bit tight. The polite way. You can still afford coffee.
What is the strongest way to say “I'm broke” in Chinese?
吃土 (chī tǔ): eating dirt. Spent it all online. Dinner is dirt now.

More ways to say it in Chinese

All 47 phrases: feelings, everyday, love and dating, compliments, money, slang, insults, swear words.